Small Cities Development Program (SCDP)
With funds awarded by the Minnesota Department of Employment and Economic Development (DEED), this program provides financial assistance for low to moderate income individuals who are residing in substandard housing. This program also encourages the improvement of the general appearance and value of the housing stock while making a visible and substantial improvement in the quality of life and appearance of the community. Small Cities Development program also offers financial assistance to commercial and rental property owners. This program can provide upgrades to properties, helping them to meet code requirements and design standards.
*Commercial and Residential SCDP Grants are awarded annually to cities who have submitted applications.
Current SCDP Projects
CITY OF LAKEFIELD
- Lakefield Owner Occupied SCDP Program Information
- Lakefield Commercial SCDP Program Information
- Lakefield Commercial Target Area
CITY OF EDEN VALLEY
- Eden Valley Owner Occupied SCDP Program Information
- Eden Valley Commercial SCDP Program Information
- Eden Valley Commercial Target Area
CITY OF LAMBERTON
CITY OF REDWOOD FALLS
- SCDP Target Areas Map
- Open to Target Area “B” after August 1st, 2021
- Redwood Falls Owner Occupied SCDP Program Information
- Redwood Falls Commercial SCDP Program Information
CITY OF TRACY
- FULL
CITY OF MARSHALL
- FULL
CITY OF RAYMOND
- FULL
LEAD Renovate Right Brochure Fair Housing Brochure
Home Rehabilitation Programs UCAP booklet
COMMERCIAL SCDP Application
MINNESOTA HOUSING FINANCE AGENCY (MHFA)
– REHABILITATION LOAN PROGRAM
The Rehabilitation Loan Program, funded by the Minnesota Housing Finance Agency (MHFA), assists low income homeowners in financing basic home improvements that directly affect the safety, habitability, energy efficiency or accessibility of their homes.
Loan Features
- Maximum loan amount is $37,500
- Maximum loan term is 15 years for properties taxed as real property and 10 years for mobile/manufactured homes that meet qualifying criteria.
- Can be used for rehabilitation of single-family homes, town-homes, condominiums and manufactured housing taxed as real or personal property.
- All loans are forgiven if the borrower does not sell, transfer title, or ceases to occupy the property during the loan term.
Eligible Home Improvements
Basic improvements to the livability, accessibility, energy efficiency and addressing lead paint hazards are eligible. Electrical wiring, furnace replacement, plumbing and septic repairs are just some of the possible repairs.
MHFA Application (PDF)Eligibility Requirements for Loan
- Owner occupies the property to be rehabilitated
- Owner does not have assets that exceed $25,000
- Owner is current with mortgage and property taxes
- Household falls under the following income limits
Size of Household – Income Limits
- 1 Person: $24,700
- 2 Persons: $28,200
- 3 Persons: $31,700
- 4 Persons: $35,200
- 5 Persons: $38,100
- 6 Persons: $40,900
- 7 Persons: $43,700
- 8 Persons: $46,500
- 9 Persons: $49,300
- 10 Persons: $52,100
- 11 Persons: $54,900
- 12 Persons: $57,800
For more information or to request an application please contact:
[P] 507-537-1416
Contractors
Women, Minority and Section 3 businesses are encouraged to apply. Preference is given to Women, Minority and Section 3 businesses. EOE/AA/ADA
If you are interested in working as a contractor with United Community Action Partnership’s Home Rehabilitation programs, please contact us to complete the Contractor Application.
[P] 507-537-1416 ext 1716 [E] Email Jeff